“Reasonable And Necessary” Treatment: What Does It Mean?

Your automobile insurer is supposed to pay for all “reasonable and necessary” non-OHIP-covered medical treatment (up to specific monetary limits).  This includes things like: Physiotherapy Counselling Occupational Therapy Rehab Support Chiropractic Acupuncture Massage Therapy and Mobility devices Treatment is important for any person’s recovery from injury.  Treatment can alleviate pain and increase function. But, often automobile insurers will balk at paying for treatment, stating “that’s …

Road Safety tip: Clear snow and ice off your car

You are late for work, it is freezing cold outside and it snowed last night. You walk out to your car and see it covered in several inches of snow and ice. The snow is crusted on and a quick attempt to brush it off makes no difference. You get in the cold car and turn on the engine, thinking maybe you can melt it …

Travel Insurance: Are you covered?

Snowbirds, winter vacations, March break with the family…it’s that time of year when Canadians are preparing to take flight to escape our cold and snowy winter.  As you pack your shorts, you should also turn your mind to taking measures to protect yourself in the event that you have an out-of-country medical emergency.  A few days in a hospital in Ontario may cost your family …

How Personal Injury Lawyers Are Paid

People are sometimes reluctant to seek legal advice after being injured. They believe they cannot afford legal fees and expenses, particularly if their injuries have caused them to be off work. Contingency Fees In most cases, however, an injured person (a “plaintiff”) who files a lawsuit against a negligent party does not pay anything upfront or out-of-pocket. This is because most personal injury lawyers handle …

Warnings for Winter Warriors

We are now well into another exceptionally cold winter. While freezing temperatures and mountains of snow may make many people want to stay indoors, others race outside to take advantage of the ideal conditions for winter activities. This blog post will discuss the case of Crocker v. Sundance Northwest Resorts Ltd., a decision from the Supreme Court of Canada that involved an intoxicated person who …

Winter Safety Tips for Parents and Daycare Facilities

By Michelle Jorge and Sadaf Tahriri As temperatures continue to drop throughout Canada, forcing a deep freeze and leading Environment Canada to issue an extreme cold warning, it is important that children are protected from the dangers of winter weather and winter activities. Parents and daycare facilities are reminded that when children are playing outside, they should regularly be checked on to ensure that they …