What is a “threshold test”?

Authored by: Alfonso Campos Reales In Ontario, it is not enough for a car accident victim to prove that he or she has been injured by the fault of another to sue for his or her pain and suffering or health care expenses. Victims must also meet a test called the “threshold” to be compensated for these losses. The threshold test looks at the injuries …

Assessing Credibility in a World of Surveillance

In the course of an auto claim, claimants will often be required to visit a host of treating doctors and assessors over different points in time. Often times, these doctors and assessors will generate notes, records or reports that may be used as evidence later in the case. While it may not seem crucial at the time, what is or isn’t reported to a doctor …

FSCO Rate Filings – Profit Transparency Lacking!

A Primer on FSCO Auto Insurance Rate Approvals On April 13, Ontario’s auto insurance regulator, the Financial Services Commission of Ontario, FSCO, posted an auto insurance rate increase on average of 2.23 per cent for the first quarter of 2018. This isn’t the first rate increase we have seen lately. In fact, FSCO has approved rate increases 6 of the last 8 quarters totalling an …

Helping Our Clients By Building Community

Authored by: Bernard L. Gluckstein, Q.C. If you’re reading this blog on the Ontario Trial Lawyers Association website, take a moment to click on the link to the OTLA Code. Our association asks: “What does it mean to be a ‘good lawyer?’” Being a financially successful lawyer or even one with great success in the courtroom is not the primary means by which we should assess …

Why you should hire an OTLA Lawyer

Trying to decide which lawyer to hire to help you and your family following a car accident or other personal injury claim? There are many excellent questions and considerations that should go into making this important decision. Experience, reputation, price and comfort will likely be part of that decision-making process. But another important question to ask is whether your prospective lawyer is a member of the Ontario Trial Lawyers Association (OTLA)?

Optional Benefits: A Necessity

  Authored by: Alfonso Campos Reales If you drive a car in Ontario, optional benefits are a necessity to protect you and your family. When you are injured in a car accident in Ontario, you are entitled to accident benefits coverage. These include funding for your medical and rehabilitation expenses, as well as funding to have a professional care for you after an accident. Because …