Ontario Trial Lawyers Association

Ontario Trial Lawyers Association

What’s going on at the LAT these days?

Changes to the Law since 2010

For most of us, driving is a necessity. All drivers in the province of Ontario must have car insurance. Paying these ever-increasing premiums is also a necessity. Despite the fact that premiums keep increasing, the car insurance policy is shrinking. Most injured people get only $3,500 in rehabilitation coverage. Even those with more serious injuries, including catastrophic injuries, have had their benefits cut in half. …

Saving Joint and Several Liability

What is Joint and Several Liability? Where more than one party is at fault and causes harm to someone, they are, in law, equally responsible to pay out the total amount of damages owing to the injured person. This happens frequently in car accident cases where an at-fault driver’s insurance policy limits are not adequate to cover the injured victim’s damages. If a municipality is …

Changing the Focus in Medical Negligence

Changing the focus in medical negligence: From protecting negligent doctors to providing effective victim compensation  For more than 25 years, the Government of Ontario has provided hundreds of millions of taxpayer dollars to the Canadian Medical Protective Association (CMPA). The CMPA is the principal provider of defence legal services and indemnity payments for doctors in Canada. Over the last ten years alone, Ontario taxpayers have …

Tort Rights Eroded for Victims of Auto Accidents

Drunk, distracted and dangerous drivers – sit back and relax. Why? Because you don’t have to fully pay for your mistakes. The insurance companies that hire lawyers for you and defend you in court have spent millions of our premium dollars lobbying the government of Ontario to take away the rights of the people you injure when you are driving. Because of these efforts, the …

FSCO Rate Filings – Profit Transparency Lacking!

A Primer on FSCO Auto Insurance Rate Approvals On April 13, Ontario’s auto insurance regulator, the Financial Services Commission of Ontario, FSCO, posted an auto insurance rate increase on average of 2.23 per cent for the first quarter of 2018. This isn’t the first rate increase we have seen lately. In fact, FSCO has approved rate increases 6 of the last 8 quarters totalling an …