Automobile Category Archives

Unidentified, Uninsured And Underinsured Motorists: Who Pays For My Injuries?

car and driver on the road

In Ontario, driving with automobile insurance is mandatory. As a result, those injured in a motor vehicle accident have the peace of mind of knowing that after an accident they can claim compensation against the at-fault party, which is usually responded to by that party’s insurance company. However, this begs several questions. What happens if the other party is uninsured? What if the other party …

Hurt in a car? Thanks to the Ontario government, expect to lose tens of thousands from your lawsuit.

For years, accident victims have had their general damages claims automatically reduced by a deductible. How does this deductible work and what does it mean? Let’s consider two scenarios: Imagine for example that you slip and fall on a sidewalk, you break your arm and you decide to sue for pain and suffering damages.  Imagine further that your pain and suffering damages are assessed as …

Ontario Passes New Laws for Safer Roads: Can Motorists, Cyclists, and Pedestrians coexist in harmony?

With the beautiful weather now upon us, there is no shortage of summer fun to be enjoyed in communities across the province. Whether it’s taking in the long anticipated Pan Am Games, attending summer festivals or just out for a good time, the reality is that more motorists, cyclists and pedestrians will be out in droves sharing the roads. However, this inevitable coexistence between motorists, …

HOV Lanes: Navigating the Pan Am Traffic Jam

Along with the excitement of the Pan Am Games coming to the GTA comes the dread of the effect that an anticipated 250,000 visitors flooding into the city will have on our daily commute. In response to these concerns, the city will implement changes to the road and transit systems which promise to reduce congestion and improve safety. One of the main changes will be …

Auto Insurance: The Hidden Costs of the Provincial Budget

Last month, the Ontario Liberal government revealed its latest budget entitled “Building Ontario Up” but what it does to our auto insurance benefits is actually the opposite by significantly slashing benefits available to accident victims.

The Truth Revealed About Insurance Companies’ Profits in Ontario

Dr. Fred Lazar and Dr. Eli Prisman, from the York University Schulich School of Business, conclude in a recent study that for the period of 2001 to 2013, consumers in Ontario have likely overpaid for auto insurance by between $3 and $4 billion. This money has not gone to accident victims nor to lower premiums for consumers – instead this money has gone straight to …