Automobile Category Archives

OTLA Proud to Support Proposed Legislation to Make Roads Safer

The Ontario government has announced plans to increase fines for distracted driving, a move that the Ontario Trial Lawyers Association welcomes. OTLA Director of Public Affairs, John Karapita, is pictured in a group above with Transportation Minister Steven Del Duca (center), MPPs Eleanor McMahon, Kathryn McGarry, Mike Colle and Han Dong, along with OSL President Brian Patterson and many more road safety partners, during the …

Did you know you can be held responsible for an accident without even being in the car?

Many people in Ontario are unaware that they can be held liable for an accident even if they were not in the vehicle at the time. As the owner of a motor vehicle in Ontario, you may be liable for the negligent actions of another person who is in possession of and operates your vehicle. This is called vicarious liability. Section 192 (2) of the …

Driving? Keep a Keen Eye for Wildlife as Seasons Change

The Summer is over, the kids are back at school and the days are getting colder again. Northern Ontario has seen its first cold nights already.  We are moving back to winter temperatures, snow,ice and  salt on the roads. This is the time that larger wildlife like deer and moose venture onto the roads to lick salt off the asphalt.  It is also the time …

Disproportionate amounts spent on Independent Medical Examinations drive claim costs

doctor types at laptop computer

This month, the Insurance Bureau of Canada (IBC) released the Ontario Health Claims Database (HCDB) Standard Report. The Report analyzes data collected through the Health Claims for Auto Insurance (HCAI) system. Since February 2011, HCAI has been the mandatory system that Ontario health care facilities are required to use when submitting auto insurance claim forms to insurance companies. The insurers respond to the claims through …

Next steps in auto insurance: What action will our MPPs take to increase access to justice for accident victims?

Tomorrow is Election Day in Ontario and many of us will be off to the polls to cast our votes. On June 3, 2014, we saw the election debate between the three major party leaders. While a number of issues were addressed, including scandal, the deficit, and job creation, auto insurance reform was not one of them. It is unfortunate that the topic did not …

Ontario Auto Insurance: What are we paying for?

If you drive a vehicle in Ontario, the law requires that you insure your vehicle. Every auto insurance policy includes mandatory no-fault benefits. We pay for these benefits with our premium dollars. While premiums have continued to climb year after year, the no-fault accident benefits for injured victims continue to erode. While benefits have been steadily declining for many years, the changes that were imposed …