Automobile Category Archives

Be Uber Aware!

Uber is once again making the news due to concerns about proper insurance coverage – both for Uber operators AND Uber passengers. New facts uncovered by BuzzFeed focus on a California investigation, but may cause Ontario Uber users to question the company’s commitment to ensuring both its operators and passengers are adequately covered by insurance. In an effort to keep costs down, many Uber operators …

Distracted Driving: Upping the Ante

A New Bill to Improve Road Safety The catastrophic injuries and devastating losses that can happen from accidents due to impaired driving have become known by most. Responsible drivers do not drink and drive: they call a cab, use public transit or have a designated sober driver. Responsible drivers consider other factors that could also impair their ability to control their motor vehicle, including drugs …

OTLA Proud to Support Proposed Legislation to Make Roads Safer

The Ontario government has announced plans to increase fines for distracted driving, a move that the Ontario Trial Lawyers Association welcomes. OTLA Director of Public Affairs, John Karapita, is pictured in a group above with Transportation Minister Steven Del Duca (center), MPPs Eleanor McMahon, Kathryn McGarry, Mike Colle and Han Dong, along with OSL President Brian Patterson and many more road safety partners, during the …

Did you know you can be held responsible for an accident without even being in the car?

Many people in Ontario are unaware that they can be held liable for an accident even if they were not in the vehicle at the time. As the owner of a motor vehicle in Ontario, you may be liable for the negligent actions of another person who is in possession of and operates your vehicle. This is called vicarious liability. Section 192 (2) of the …

Driving? Keep a Keen Eye for Wildlife as Seasons Change

The Summer is over, the kids are back at school and the days are getting colder again. Northern Ontario has seen its first cold nights already.  We are moving back to winter temperatures, snow,ice and  salt on the roads. This is the time that larger wildlife like deer and moose venture onto the roads to lick salt off the asphalt.  It is also the time …

Disproportionate amounts spent on Independent Medical Examinations drive claim costs

doctor types at laptop computer

This month, the Insurance Bureau of Canada (IBC) released the Ontario Health Claims Database (HCDB) Standard Report. The Report analyzes data collected through the Health Claims for Auto Insurance (HCAI) system. Since February 2011, HCAI has been the mandatory system that Ontario health care facilities are required to use when submitting auto insurance claim forms to insurance companies. The insurers respond to the claims through …