Ontario’s Fault Determination Rules (“the Rules”) outline over 40 common collision scenarios each depicted with simplistic diagrams. Each collision scenario has a corresponding liability percentage assigned to each driver. These Rules are largely used by your insurance company to determine who is at-fault for an accident. The challenge for drivers and insurance adjusters is determining which templated scenario in the Rules fairly applies to the …
Automobile Category Archives
New Laws Passed to Improve Road Safety for Pedestrians
2015 saw 38 pedestrians struck and killed on Toronto streets – the most annual fatalities of this kind in the past five years. The most vulnerable pedestrians – young children and the elderly – account for the majority of these deaths, with over 60% being seniors. According to the Chief Coroner’s Report on Pedestrian Deaths in Ontario, children and seniors are the most vulnerable pedestrians for …
Next Halloween, Beware Headless Horsemen, Driverless Cars Roaming Streets
By next Halloween, not only will we see Headless Horsemen roaming the streets but we may also see driverless cars alongside them! Before a call is made to Dr. Egon Spengler and the rest of the Ghostbusters; no – they aren’t ghost cars – they are autonomous vehicles and Ontario is set to become the first jurisdiction in Canada to begin testing them on our …
Unidentified, Uninsured And Underinsured Motorists: Who Pays For My Injuries?
In Ontario, driving with automobile insurance is mandatory. As a result, those injured in a motor vehicle accident have the peace of mind of knowing that after an accident they can claim compensation against the at-fault party, which is usually responded to by that party’s insurance company. However, this begs several questions. What happens if the other party is uninsured? What if the other party …
Hurt in a car? Thanks to the Ontario government, expect to lose tens of thousands from your lawsuit.
For years, accident victims have had their general damages claims automatically reduced by a deductible. How does this deductible work and what does it mean? Let’s consider two scenarios: Imagine for example that you slip and fall on a sidewalk, you break your arm and you decide to sue for pain and suffering damages. Imagine further that your pain and suffering damages are assessed as …
Ontario Passes New Laws for Safer Roads: Can Motorists, Cyclists, and Pedestrians coexist in harmony?
With the beautiful weather now upon us, there is no shortage of summer fun to be enjoyed in communities across the province. Whether it’s taking in the long anticipated Pan Am Games, attending summer festivals or just out for a good time, the reality is that more motorists, cyclists and pedestrians will be out in droves sharing the roads. However, this inevitable coexistence between motorists, …
