Insurance Category Archives

Seven Predictions About the Future of Auto Insurance

Self-driving car technology is predicted to transform the way we commute, and these predictions have personal injury lawyers paying close attention. If conceivably there will be no driver behind the wheel, who would be responsible for injuries to passengers in self-driving vehicles, in the event of an accident? In this blog we summarize seven ways some of the industry experts and insiders are predicting that …

Travel Insurance: Are you covered?

Snowbirds, winter vacations, March break with the family…it’s that time of year when Canadians are preparing to take flight to escape our cold and snowy winter.  As you pack your shorts, you should also turn your mind to taking measures to protect yourself in the event that you have an out-of-country medical emergency.  A few days in a hospital in Ontario may cost your family …

The Perils of Long-Term Disability Insurance – Know Your Coverage

Long-term disability insurance provides security. When disability strikes, and you cannot continue working, disability benefits can help ensure mortgage payments are made and food gets on the table. But every policy is different and can be fraught with land mines and unfortunate surprises.

Everyone Should Have $2M Automobile Liability Limits

Automobile liability insurance covers you if you are sued for injuries caused in an automobile accident. Your insurance company appoints a lawyer, defends you and pays out any damages (up to the liability limits).

What’s going on at the LAT these days?

Changes to the Law since 2010

For most of us, driving is a necessity. All drivers in the province of Ontario must have car insurance. Paying these ever-increasing premiums is also a necessity. Despite the fact that premiums keep increasing, the car insurance policy is shrinking. Most injured people get only $3,500 in rehabilitation coverage. Even those with more serious injuries, including catastrophic injuries, have had their benefits cut in half. …