Insurance Category Archives

OTLA calls on provincial candidates to restore the basic rights of accident victims

Ontario NDP Leader Andrea Horwath waves to supporters during a campaign stop in Brampton, Ont. on Saturday, May 10, 2014.

Image credit: Darren Calabrese / THE CANADIAN PRESS On March 4, 2014, the Ontario Liberals tabled Bill 171, which proposed a number of amendments to the Insurance Act, the Financial Services Commission of Ontario Act, the Licence Appeal Tribunal Act, the Motor Vehicle Accident Claims Act and the Repair and Storage Liens Act. At the time of tabling Bill 171, Fair Association of Victims for Accident …

What to do after a car accident: The do’s and don’ts

For many people, spring and summer are synonymous with road trips. You may go to your cottage for a long weekend or drive somewhere delightful on a week-long road trip. But as more vacationers take to the road this spring and summer, the potential for an accident also increases. The sad truth, according to statistics, is that most drivers will be involved in a vehicle …

Bronfman case headed for appeal

Image Courtesy Fred Lum/The Globe and Mail Last November, Madam Justice Stewart ruled on a matter dealing with broker negligence. The matter, Bronfman v. BFL Canada Risk, 2013 ONSC 5372 (CanLII),  involves a break in at the Bronfman residence in November of 2008. The Bronfmans were robbed of jewellery and numerous valuables. The matter revolves around the question of just how far an insurance broker …

Deny and delay even further: A new proposal by government to lower prejudgment interest rates

As anyone who has gone through the court system knows, the wheels of justice turn slowly. If there was ever such a thing as instant justice, prejudgement interest would not be necessary. However, the reality of our system is that justice often takes many years and the laws of Ontario provide interest from the date the cause of action arose to the date of the …

The Dispute Resolution System (DRS) Review: Are the recommendations in the public interest?

Since its release on February 18, 2014, the final report on the Ontario Automobile Insurance Dispute Resolution System (DRS) has been a topic of interest. This is no surprise as each of the report’s 28 recommendations will be considered by the provincial government when contemplating legislative changes that may affect the DRS structure and operation. Any changes to the DRS should be of particular interest …

Minor Injury Guideline is not just holding up—it appears to be gaining strength

Willie Handler is a familiar name to anyone working with auto insurance regulations. He has left the public sector, joined the private sector as a consultant and he now maintains a blog called Ontario Auto Insurance Topics.  He recently posted an article titled HCAI Data Confirms Ontario’s Minor Injury Guideline is Holding Up in response to the Insurance Bureau of Canada (IBC) Health Claims Database …