Insurance Category Archives

Bronfman case headed for appeal

Image Courtesy Fred Lum/The Globe and Mail Last November, Madam Justice Stewart ruled on a matter dealing with broker negligence. The matter, Bronfman v. BFL Canada Risk, 2013 ONSC 5372 (CanLII),  involves a break in at the Bronfman residence in November of 2008. The Bronfmans were robbed of jewellery and numerous valuables. The matter revolves around the question of just how far an insurance broker …

Deny and delay even further: A new proposal by government to lower prejudgment interest rates

As anyone who has gone through the court system knows, the wheels of justice turn slowly. If there was ever such a thing as instant justice, prejudgement interest would not be necessary. However, the reality of our system is that justice often takes many years and the laws of Ontario provide interest from the date the cause of action arose to the date of the …

The Dispute Resolution System (DRS) Review: Are the recommendations in the public interest?

Since its release on February 18, 2014, the final report on the Ontario Automobile Insurance Dispute Resolution System (DRS) has been a topic of interest. This is no surprise as each of the report’s 28 recommendations will be considered by the provincial government when contemplating legislative changes that may affect the DRS structure and operation. Any changes to the DRS should be of particular interest …

Minor Injury Guideline is not just holding up—it appears to be gaining strength

Willie Handler is a familiar name to anyone working with auto insurance regulations. He has left the public sector, joined the private sector as a consultant and he now maintains a blog called Ontario Auto Insurance Topics.  He recently posted an article titled HCAI Data Confirms Ontario’s Minor Injury Guideline is Holding Up in response to the Insurance Bureau of Canada (IBC) Health Claims Database …

Ice and snow on private properties: Know your responsibilities

several men shovel sidewalk

Snow, snow and more snow! This winter has been one for the ages. As a property owner you just finish clearing snow from your walkway/entrance and you are out there again trying to keep walkways as clear as possible. At some point you may just give up and let the snow and ice accumulate. But if you are a property owner that could be risky. …

Insurance problems distorted: New Insurance Bureau advertising campaign launched

Last week, the Insurance Bureau of Canada (IBC) took out full page ads with a big statement—“Criminals Next Exit”—and titled “Ontario to crack down on The Car Accident Business”. The gist of the ad, which is similar to campaigns previously run by the IBC, is that the main reason insurance premiums have not decreased is that fraud continues to be a systemic problem. This is …