Insurance Category Archives

Ontario Auto Insurance: What are we paying for?

If you drive a vehicle in Ontario, the law requires that you insure your vehicle. Every auto insurance policy includes mandatory no-fault benefits. We pay for these benefits with our premium dollars. While premiums have continued to climb year after year, the no-fault accident benefits for injured victims continue to erode. While benefits have been steadily declining for many years, the changes that were imposed …

Restricted access to justice needs to be part of the election discussion

With Ontarians heading to the ballot boxes in less than a month, people are paying heightened attention to what the parties and candidates have to say on issues they care about. For many people, that means education, health care, jobs and environmental issues. Unfortunately, tort rights, thresholds and deductibles are probably not even on the radar, and understandably so. The reality is that most people …

OTLA calls on provincial candidates to restore the basic rights of accident victims

Ontario NDP Leader Andrea Horwath waves to supporters during a campaign stop in Brampton, Ont. on Saturday, May 10, 2014.

Image credit: Darren Calabrese / THE CANADIAN PRESS On March 4, 2014, the Ontario Liberals tabled Bill 171, which proposed a number of amendments to the Insurance Act, the Financial Services Commission of Ontario Act, the Licence Appeal Tribunal Act, the Motor Vehicle Accident Claims Act and the Repair and Storage Liens Act. At the time of tabling Bill 171, Fair Association of Victims for Accident …

What to do after a car accident: The do’s and don’ts

For many people, spring and summer are synonymous with road trips. You may go to your cottage for a long weekend or drive somewhere delightful on a week-long road trip. But as more vacationers take to the road this spring and summer, the potential for an accident also increases. The sad truth, according to statistics, is that most drivers will be involved in a vehicle …

Bronfman case headed for appeal

Image Courtesy Fred Lum/The Globe and Mail Last November, Madam Justice Stewart ruled on a matter dealing with broker negligence. The matter, Bronfman v. BFL Canada Risk, 2013 ONSC 5372 (CanLII),  involves a break in at the Bronfman residence in November of 2008. The Bronfmans were robbed of jewellery and numerous valuables. The matter revolves around the question of just how far an insurance broker …

Deny and delay even further: A new proposal by government to lower prejudgment interest rates

As anyone who has gone through the court system knows, the wheels of justice turn slowly. If there was ever such a thing as instant justice, prejudgement interest would not be necessary. However, the reality of our system is that justice often takes many years and the laws of Ontario provide interest from the date the cause of action arose to the date of the …