Insurance Category Archives

Minor Injury Guideline is not just holding up—it appears to be gaining strength

Willie Handler is a familiar name to anyone working with auto insurance regulations. He has left the public sector, joined the private sector as a consultant and he now maintains a blog called Ontario Auto Insurance Topics.  He recently posted an article titled HCAI Data Confirms Ontario’s Minor Injury Guideline is Holding Up in response to the Insurance Bureau of Canada (IBC) Health Claims Database …

Ice and snow on private properties: Know your responsibilities

several men shovel sidewalk

Snow, snow and more snow! This winter has been one for the ages. As a property owner you just finish clearing snow from your walkway/entrance and you are out there again trying to keep walkways as clear as possible. At some point you may just give up and let the snow and ice accumulate. But if you are a property owner that could be risky. …

Insurance problems distorted: New Insurance Bureau advertising campaign launched

Last week, the Insurance Bureau of Canada (IBC) took out full page ads with a big statement—“Criminals Next Exit”—and titled “Ontario to crack down on The Car Accident Business”. The gist of the ad, which is similar to campaigns previously run by the IBC, is that the main reason insurance premiums have not decreased is that fraud continues to be a systemic problem. This is …

What’s down the road for driverless cars?

For car enthusiasts, the 2014 Canadian International Auto Show to be held at the Metro Toronto Convention Centre in early February is the can’t-be-missed occasion to get a glimpse of exciting developments in the automotive industry. In our electronic age, we can expect manufacturers to showcase the technological capabilities of their newest vehicles and how their latest models can help commuters stay “connected.” Accenture, an …

Insurers get an early present; injured victims get another lump of coal

On Wednesday, December 11, 2013, the government secretly pushed through three changes to the SABS (Ontario Regulation 347/13), all of which will come into force on February 1, 2014. One of those changes is a small amendment to section 35 of the SABS dealing with the election of weekly benefits. However, the other two changes (attendant care benefits and pre-existing medical conditions) are potentially much …

Will the real consumer advocates please stand up?

“Insurers […] are the real consumer advocates.” Don Forgeron, President and CEO, Insurance Bureau of Canada   Where’d they dream that up? Beyond the headlines and stories focused on the exploits of Toronto’s mayor, the IBC was also making news. As Thompson’s World Insurance News (November 11, 2013) reported, CEO Don Forgeron, at the IBC’s Regulatory Affairs Symposium, was opining on the state of the …