Personal Injury Category Archives

Minor Injury Guideline is not just holding up—it appears to be gaining strength

Willie Handler is a familiar name to anyone working with auto insurance regulations. He has left the public sector, joined the private sector as a consultant and he now maintains a blog called Ontario Auto Insurance Topics.  He recently posted an article titled HCAI Data Confirms Ontario’s Minor Injury Guideline is Holding Up in response to the Insurance Bureau of Canada (IBC) Health Claims Database …

‘Tis the season…for safe celebrations

While Childs v. Desormeaux, 2006 SCC 18 closed the door on a specific fact pattern of social host liability, there are a myriad of other scenarios which could attract legal liability to a party host. When you invite guests into your home this season, let them leave with happy memories and without a reason to name you in a Statement of Claim. Aside from any …

Insurers get an early present; injured victims get another lump of coal

On Wednesday, December 11, 2013, the government secretly pushed through three changes to the SABS (Ontario Regulation 347/13), all of which will come into force on February 1, 2014. One of those changes is a small amendment to section 35 of the SABS dealing with the election of weekly benefits. However, the other two changes (attendant care benefits and pre-existing medical conditions) are potentially much …