OLG’s Duty of Care to Victims of Problem Gambler

Ace-King in hand at the poker table

The Court of Appeal of Ontario has recently determined that a claim brought against the Ontario Lottery and Gaming Corporation (OLG) should move forward after the victims of a gambling addict, who stole over $4 million dollars to feed her habit, sued the gaming authority. Shellee Spinks was a law clerk from Hamilton who stole the money from the appellants – the Paton Estate –among …

Helmets On Kids Campaign Reaches Milestone Donation Total

4 girls wear their new bike helmets

The final numbers are still rolling in, but it’s safe to say that the OTLA Helmets on Kids Campaign has reached another major milestone. When tallying the totals since the program’s inception in 2002, we discovered the happy coincidence that over 25,000 helmets had been donated by OTLA’s 25th anniversary. Now, we are thrilled to see donations in 2016 bring our grand total to over 30,000 helmets, valued at an estimated $450,000!

4 Questions to Ask Your Broker Before Renewing Your Auto Insurance

people review documents

On June 1, 2016, the automobile insurance coverage available to Ontarians fell dramatically, meaning car crash victims will now receive significantly less money to help them get back on their feet. The decreased coverage will take effect upon policy renewal. Unless consumers purchase optional additional coverage, the amount of coverage they have will be significantly less than it was prior to the June 1st changes. …

New Laws Likely Insufficient in Preventing Pedestrian Deaths

woman crosses busy street of cars and pedestrians

As the summer season approaches, increasing numbers of pedestrians and cyclists will make their way outside to enjoy the beautiful weather. Unfortunately, Toronto Police Service safety statistics are not on the side of pedestrians; fatality numbers continue to rise despite new provincial laws to enhance road safety. This data revealed that on average, a pedestrian in Toronto dies every 10 days. There has been a …

Optional Benefits Are Now Less “Optional” Than Ever

Simulated Smartphone Alert Graphic: Dangerously Low Coverage

If you didn’t know that your automobile insurance benefits were reduced on June 1st, you are not alone. A recent survey conducted by the Insurance Brokers Association of Ontario (“IBAO”) revealed that only 42% of consumers had heard about the changes and less than 20% could actually identify what those changes were. All Ontario drivers need to be familiar with these reductions to auto insurance coverage …

I was hit by a car on my bike: what happens next?

Broken Bicycle on the side of a road

Cyclists, like drivers, are expected to obey the rules of the road including signalling, obeying traffic lights, and not riding in pedestrian crosswalks. When sharing a road with cars, cyclists run a risk of being struck by a vehicle and injured even when wearing the appropriate safety gear. However, unlike drivers, cyclists are not required to have insurance. Despite this, you are not without legal …