Changes to ODSP Exemptions for Pain and Suffering Awards

The recent changes to the ODSP Regulations are a positive step forward in improving access to justice for some of the most vulnerable Ontarians. OTLA will continue to lobby on behalf of the rights of the injured and injusticed.

Making Sense of Your LTD Coverage

Frustrated by confusing LTD coverage, a man throws papers into the air

With life being as hectic as it is, it is just too easy to turn our minds from what appears to be the least-pressing issues at the moment. These issues may seem to include the fine print in your long-term disability policy. However, in the event that you become disabled, these mundane details can mean absolutely everything to you and your family. It is important …

Critical Disclosure in an Insurance Application

Disembodied hand completes Insurance Application

Completing an application for life or disability insurance can be daunting. An applicant faces questions about their health history, addressing medical issues that the applicant may not fully understand or be aware of. The applicant may be inclined to answer the questions as quickly as possible or rely on a third party to answer the questions to hasten the completion of the application. As a …

In Contact With It All: How to Minimize Motorcycle Safety Risks

What is the threshold and who meets it?

The Year of the LAT

Fireworks celebrate one year since the debut of the LAT

We’ve now had a year’s worth of LAT decisions (the first LAT decision was released online in July 2016). This post will examine the LAT decisions published online on CanLII to date (or at least up until June 22, 2017).