Ontario insurers continue to profit from victims of arson

A string of disturbing cases has highlighted a troubling trend of injustice for Ontario homeowners who are victims of arson. While homeowners rely on insurance to protect us when we are victims of a wrongful act – like arson – insurers continue to take advantage of consumers by placing exclusions in their policies that prevent just compensation.

It’s Time to Abolish the Pain and Suffering “Cap”

Pain and Suffering affects many victims, but we're failing them

Back in 1978, the Supreme Court of Canada set an upper limit or “cap” on pain and suffering damages in Andrews v. Grand & Toy Alberta Ltd. J.A. Andrews was only 21 when he was rendered quadriplegic from a motor vehicle collision. The Court wrote that “It is difficult to conceive of a person of his age losing more than Andrews has lost.” He was ultimately awarded $100,000 …

How do Personal Injury Cases Work?

lawyer meets with client about personal injury case

If you have been hurt in an accident caused by someone else’s negligence, you may have a right to seek compensation by way of a personal injury lawsuit. How do I bring a claim? Your lawyer will draft the document that starts the lawsuit, which is called the “Statement of Claim”. The Statement of Claim includes: The date(s) of the accident/injury; How the accident occurred; …

Bill 103: Another Slap in the Face for Injured Victims

Bill 103

On March 8, 2017, Ontario MPP Mike Colle introduced Private Member’s Bill 103, An Act to amend the Law Society Act and the Solicitors Act with respect to matters related to personal injury claims and client agreements in legislature. Bill 103 set out a number of prohibitive measures including the capping contingency fee agreements at 15% of the award, banning referral fees in personal injury …

How Will Reforms to Impaired Driving Laws Impact Ontario Insurance Coverage?

Driving into the THC Fog

On April 13, 2017, the Federal Government announced long-anticipated plans to legalize marijuana in Canada. Along with that announcement came the most sweeping proposed reforms to Canada’s impaired driving laws seen in decades. This article will attempt to forecast possible insurance coverage pitfalls if and when these laws are in place, based on the current law in Ontario. Generally, you purchase insurance to cover a …

7 Things Drivers Should Know About Parking Tickets and License Suspension

expect parking tickets from this expired meter

Nothing is worse than finding a parking ticket fluttering on the windshield. Many will open up the glove compartment to quickly stash the ticket away, drive home, and try to put the wretched ticket out of your mind. Before you know it, you’ve forgotten about the whole ordeal … and never paid the ticket.

This scenario happens to hundreds of Ontarians every year and many drivers are unaware of the consequences that it can have. Here are 7 things you should know to protect yourself from license suspension following a minor infraction.