FSCO Rate Filings – Profit Transparency Lacking!

A Primer on FSCO Auto Insurance Rate Approvals On April 13, Ontario’s auto insurance regulator, the Financial Services Commission of Ontario, FSCO, posted an auto insurance rate increase on average of 2.23 per cent for the first quarter of 2018. This isn’t the first rate increase we have seen lately. In fact, FSCO has approved rate increases 6 of the last 8 quarters totalling an …

Helping Our Clients By Building Community

Authored by: Bernard L. Gluckstein, Q.C. If you’re reading this blog on the Ontario Trial Lawyers Association website, take a moment to click on the link to the OTLA Code. Our association asks: “What does it mean to be a ‘good lawyer?’” Being a financially successful lawyer or even one with great success in the courtroom is not the primary means by which we should assess …

Why you should hire an OTLA Lawyer

Trying to decide which lawyer to hire to help you and your family following a car accident or other personal injury claim? There are many excellent questions and considerations that should go into making this important decision. Experience, reputation, price and comfort will likely be part of that decision-making process. But another important question to ask is whether your prospective lawyer is a member of the Ontario Trial Lawyers Association (OTLA)?

Optional Benefits: A Necessity

  Authored by: Alfonso Campos Reales If you drive a car in Ontario, optional benefits are a necessity to protect you and your family. When you are injured in a car accident in Ontario, you are entitled to accident benefits coverage. These include funding for your medical and rehabilitation expenses, as well as funding to have a professional care for you after an accident. Because …

What If My Insurance Broker Doesn’t Tell Me About Optional Benefits?

As previously discussed on the OTLA Blog, everyone should consider buying optional automobile insurance Accident Benefits. In 2016, Accident Benefits were slashed by the Ontario Government.  But, consumers can buy back the old coverage levels (and more) by purchasing optional benefits. Instead of the “normal” $65,000 of Medical and Rehabilitation (Med-Rehab) and Attendant Care Benefits available to non-“minor” and non-Catastrophic injury victims and the $1M …

Determination of Fault in Left Hand Turn Collisions

In our practice, we often see cases where both drivers involved in a collision thought they had the right of way. Often, such cases involve a situation where one driver is proceeding straight through an intersection and the other is attempting to make a left turn on a yellow (or amber) light. The driver proceeding straight believes they have the right of way. At the …