With life being as hectic as it is, it is just too easy to turn our minds from what appears to be the least-pressing issues at the moment. These issues may seem to include the fine print in your long-term disability policy. However, in the event that you become disabled, these mundane details can mean absolutely everything to you and your family. It is important …
Critical Disclosure in an Insurance Application
Completing an application for life or disability insurance can be daunting. This is why it’s always best to research the different types of insurance before applying for them. If you know things like the differences between personal disability insurance and short-term disability insurance then you are less likely to be thrown by the questions in the applications. An applicant faces questions about their health history, …
In Contact With It All: How to Minimize Motorcycle Safety Risks
Riding a motorbike can evoke an undeniable feeling of freedom. However, this enjoyment is not without risk. Here’s what you can do to minimize that risk.
What is the threshold and who meets it?
The threshold is a somewhat controversial test used by courts to determine whether an accident victim should be allowed to recover money for pain and suffering.
The Year of the LAT
We’ve now had a year’s worth of LAT decisions (the first LAT decision was released online in July 2016). This post will examine the LAT decisions published online on CanLII to date (or at least up until June 22, 2017).
Why does OHIP receive part of my settlement?
Following settlement of your injury claim, there may be other parties entitled to part of your settlement: your Group Benefits Insurer/Extended Health Insurer, Ontario Disability Support Program, and the Ontario Health Insurance Plan (OHIP) to name a few.