car Tag Archives

Echelon General Insurance Company v. Ontario (Minister of Finance), 2016 ONSC 5019

This was an appeal of a preliminary award in which the arbitrator determined that an insurer’s policy had expired prior to the collision in question. The issue on appeal was whether an improperly cancelled policy remained in force.

4 Questions to Ask Your Broker Before Renewing Your Auto Insurance

people review documents

On June 1, 2016, the automobile insurance coverage available to Ontarians fell dramatically, meaning car crash victims will now receive significantly less money to help them get back on their feet. The decreased coverage will take effect upon policy renewal. Unless consumers purchase optional additional coverage, the amount of coverage they have will be significantly less than it was prior to the June 1st changes. …

I was hit by a car on my bike: what happens next?

Broken Bicycle on the side of a road

Cyclists, like drivers, are expected to obey the rules of the road including signalling, obeying traffic lights, and not riding in pedestrian crosswalks. When sharing a road with cars, cyclists run a risk of being struck by a vehicle and injured even when wearing the appropriate safety gear. However, unlike drivers, cyclists are not required to have insurance. Despite this, you are not without legal …

From FSCO to the LAT: Procedural Changes to Accident Benefits Disputes

signpost reads LAT in front of FSCO offices in Toronto

  The 2015 Ontario budget announced on April 23, 2015 brings sweeping changes to the auto insurance accident benefits system. Catastrophic and non-Catastrophic funding limits were slashed, and drastic revisions to the definition of “catastrophic impairment” were proposed. There will be a huge procedural change as well; disputes under the Statutory Accident Benefits Schedule (“SABS”) will no longer be subject to the jurisdiction of the Financial Services …

Unidentified, Uninsured And Underinsured Motorists: Who Pays For My Injuries?

car and driver on the road

In Ontario, driving with automobile insurance is mandatory. As a result, those injured in a motor vehicle accident have the peace of mind of knowing that after an accident they can claim compensation against the at-fault party, which is usually responded to by that party’s insurance company. However, this begs several questions. What happens if the other party is uninsured? What if the other party …

A New Way to Report Aggressive Driving

We’ve all seen those drivers – the ones who tailgate, who weave in and out of traffic, and the ones that treat the 401 as if it’s a set piece from a Fast and Furious film. These dangerous and aggressive drivers are a problem for all of us. Most of the time we shake our heads as they speed past us, assuming that there is …