LTD Tag Archives

Hassan v. Sun Life, 2023 ONSC 7280

On July 26, 2017, the plaintiff, a lawyer for Legal Aid Ontario, submitted a claim for long-term disability benefits (LTDs) to Sun Life Assurance Company of Canada (Sun Life), alleging total disability as of April 18, 2017, due to left arm and shoulder pain, anxiety, depression and phantom limb pain. On September 26, 2017, the plaintiff received a letter from Sun Life advising her that her claim for LTDs had not been approved as she did not satisfy the definition of “total disability”.

Lepan v. Lofranco, 2021 ONSC 1757

In this case, the decision of the Divisional Court stems from the defendants’ appeal on a motion to dismiss their request to remove counsel for the plaintiff. The defendants’ asserted that plaintiff’s counsel was in a conflict of interest or, alternatively, a witness at trial…

What Are the Important Documents in My Long-Term Disability Claim?

Persons who seek legal advice in their claim for short or long-term disability often find themselves sorting through hundreds or thousands of pages to make sense of their claim. This blog will help you understand what the key documents are and why they will matter in your case.

What is bad faith in my long-term disability claim?

Long-term disability (LTD) insurance protects you if you become disabled and are unable to continue to work in your job. The LTD policy is a contract that outlines the rights and obligations of both the insured person and the insurance company. Every contract is different and provides for different benefits and procedures that must be followed.