Following settlement of your injury claim, there may be other parties entitled to part of your settlement: your Group Benefits Insurer/Extended Health Insurer, Ontario Disability Support Program, and the Ontario Health Insurance Plan (OHIP) to name a few.
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Challenging jury bias in Ontario automobile injury trials
Should people with auto insurance be excluded from juries in car crash trials? OTLA Director Kris Bonn argues that jurors familiar with car insurance might decide to reduce the victim’s award, in order to keep premiums from becoming more expensive. How is that fair to Ontario’s vulnerable and injured?
What is an Occupational Therapist?
Most people who are injured in an accident instinctively know that they should immediately seek out the closest emergency department or a doctor. If injuries do not require hospitalization, then they are commonly referred to physiotherapists, massage therapists, chiropractors, or another practitioner of physical therapy. Many people do not know that a registered occupational therapist can be exceedingly helpful to their recovery, rehabilitation, and quality …
Ontario insurers continue to profit from victims of arson
A string of disturbing cases has highlighted a troubling trend of injustice for Ontario homeowners who are victims of arson. While homeowners rely on insurance to protect us when we are victims of a wrongful act – like arson – insurers continue to take advantage of consumers by placing exclusions in their policies that prevent just compensation.
It’s Time to Abolish the Pain and Suffering “Cap”
Back in 1978, the Supreme Court of Canada set an upper limit or “cap” on pain and suffering damages in Andrews v. Grand & Toy Alberta Ltd. J.A. Andrews was only 21 when he was rendered quadriplegic from a motor vehicle collision. The Court wrote that “It is difficult to conceive of a person of his age losing more than Andrews has lost.” He was ultimately awarded $100,000 …
How Will Reforms to Impaired Driving Laws Impact Ontario Insurance Coverage?
On April 13, 2017, the Federal Government announced long-anticipated plans to legalize marijuana in Canada. Along with that announcement came the most sweeping proposed reforms to Canada’s impaired driving laws seen in decades. This article will attempt to forecast possible insurance coverage pitfalls if and when these laws are in place, based on the current law in Ontario. Generally, you purchase insurance to cover a …