OPCF44R coverage deemed to act as excess coverage to home insurance policy following pedestrian MVA
Rivera v. British Columbia Life & Casualty Company, 2015 CarswellOnt 16988
This application addressed the priority of coverage between a Long-Term Disability Carrier and an Accident Benefits Carrier. The Respondent, BC Life & Casualty Company, took the position that it was entitled to deduct Income Replacement Benefits from their calculation of the Applicant’s Long-Term Disability Benefits. The Applicant brought an application for a declaration that this was inappropriate. As per both the Insurance Act and the …