The Statutory Accident Benefits Schedule (SABS) has seen significant changes from 2003 to now. Lobbying efforts by the insurance industry has led to an appreciable reduction in the benefits available to injured claimants[1]. The fundamental issues with Ontario’s no-fault benefits system have never been properly addressed and we currently have a complex entitlement-based system, confusing eligibility criteria, which is difficult to navigate without representation. This was never meant to be the case