MIG Tag Archives

Co-operators Insurance Company v. Bennett, 2024 ONSC 467

Full Decision In Co-operators Insurance Company v. Bennett, 2024 ONSC 467, the applicant, Ms. Bennett, was involved in a car crash.  She applied for accident benefits through her auto insurer, Co-operators. Co-operators determined that she suffered a “minor injury” as defined by the Statutory Accident Benefits Schedule (“SABS”) and placed her in the Minor Injury Guideline (“MIG” or “Guideline”).  In the MIG, Ms. Bennett’s med/rehab …

Mohammed v. Economical Insurance Company, 2024 CanLII 123 (ON LAT)

In a recent decision, the Licence Appeal Tribunal (the “LAT”) held that the applicant’s concussion removed him from the Minor Injury Guideline (the “MIG”) despite the effective resolution of his concussion symptoms.

Vasudevan v Economical Insurance Company, 2023 CanLII 81820 (ON LAT)

The applicant, Vanessa Vasudevan, was injured in a motor vehicle collision on February 20, 2017. She was 15 years old at the time.

The applicant applied to her automobile insurer, Economical Insurance, for accident benefits. She applied to the Licence Appeal Tribunal (the “LAT”) when a number of treatment plans and her claim for Non-Earner Benefits (“NEBs”) were denied.

Podlovics v. Aviva General Insurance, 2021 CanLII 96943 (ON LAT)

This hearing before the Licence Appeal Tribunal dealt primarily with the issue of whether the Applicant’s injuries were predominantly minor within the meaning of the SABS. The Applicant submitted a number of medical and rehabilitation treatment plans above the $3,500.00 available under the MIG for claimants with predominantly minor injuries…