This case stemmed from a motor vehicle collision in 2010. Three denial letters with respect to Income Replacement Benefits (IRBs) and housekeeping benefits were sent to the insured throughout 2011 but no dispute resolution forms were attached to the last two denials. As part of the FSCO process, the insured applied for mediation which concluded by January 2014 giving the insured an extension of 90 days following the mediator’s report.
Coban v. Allstate Insurance, 2023 CanLII 40118 (ON LAT)
The applicant was involved in a motor vehicle collision on October 6, 2018. He was deemed catastrophically impaired due to being rendered a paraplegic as a result of the collision.
Shahin (21-002418) v. Intact, 2023 CanLII 13155
Insured not catastrophically impaired due to pre-existing mental health issues
Zeledon (20-006269) v. Aviva Insurance Company, 2022 CanLII 124642 (ON LAT)
In this case, a formal diagnosis of chronic pain was not required for removal from the MIG.
Beaudin v. Travelers Insurance Company of Canada, 2022 ONCA 806
ENTITLEMENT TO ACCIDENT BENEFITS – UNINSURED DIRT BIKE FOUND TO BE AUTOMOBILE
Yatar v. TD Insurance Meloche Monnex, 2022 ONCA 446
Court of Appeal confirms judicial review available only in rare cases or SABS disputes.