Luis Palacios

Luis is an Articling Student at Howie, Sacks & Henry LLP. He graduated from Windsor Law in 2025, where he worked in a variety of legal clinics including the Class Action Clinic and the Health Justice Clinic. These experiences inspired Luis to pursue a career advocating for vulnerable populations. Luis will be called to the bar in June 2026 following the completion of his articles.

Ranjan v. Aviva General Insurance Company, 2026 CanLII 15058 (ON LAT)

Full Decision The recent decision in Ranjan from the Licence Appeal Tribunal (LAT) is not only a victory for the applicant but also demonstrates that an insured can be found catastrophically impaired (CAT) when they suffer from psychological injuries and not just physical injuries. The applicant was in a motor vehicle collision on December 31, 2021, and sought benefits pursuant to the Statutory Accident Benefits …