Samia Alam

Called to the bar in 2009 and having successfully passed the Ontario, Michigan and US multistate bar exams, Samia M. Alam is a contract lawyer for plaintiff personal injury law firms in the Hamilton and surrounding areas with a special focus on catastrophic impairment claims. She has been teaching at Mohawk College since the inception of the paralegal program in 2014 and created and teaches Legal Research and Writing and Statutory Accident Benefits. She received her LLM at Osgoode Hall Law School, and she is a member of the Hamilton Law Association and Ontario Trial Lawyers Association.

Sorrentino v. Certas Home and Auto Insurance Company, 2025 ONCA 835

Full Decision Insurer ordered to pay home modifications for catastrophically insured claimant – motion for stay pending appeal denied. The respondent was 83 years when she sustained catastrophic injuries in a motor vehicle accident in April 2016. Following the accident, she continued to live in her apartment with attendant care services. She requested home modifications to her daughter’s home under the Statutory Accident Benefits Schedule …

Taylor v. Zents, 2025 ONCA 662

Breach of rule in Browne v. Dunn upheld – Evidence never put before plaintiff on cross-examination Full Decision This action arose out of a motor vehicle collision which occurred in March 2015. The plaintiff’s (Respondent on appeal) vehicle was rear-ended at high speed, became airborne, rolled over and landed in a ditch. The plaintiff suffered a mild traumatic brain injury (mTBI) and experienced post-concussion syndrome. …

Ortaugurlu v. Pembridge Insurance, 2025 CanLII 31124 (ON LAT)

Full Decision On April 19, 2021, the applicant, a self-employed bicycle delivery person, was involved in a motor vehicle collision. As a result, the applicant required surgery for physical injuries and qualified for post-104-week income replacement benefits. His non-catastrophic medical rehabilitation/attendant care limits were eventually exhausted. A preliminary issue arose as to whether the applicant’s roommate could testify. The witness statement was late served – …

Luluquisin v. Aviva Insurance Co. of Canada, 2024 ONSC 5369 (CanLII)

Full Decision This was an appeal to the Divisional Court from the Licence Appeal Tribunal (LAT) and reconsideration decision of Vice-Chair Farlam. Several grounds of appeal were raised but the court found it unnecessary to address all grounds. Instead, it focused on the substantive issue of attendant care issue and found the Vice-Chair erred in law by applying the wrong test and making conclusory statements. …

Abou-Gabal v. Economical Insurance Company, 2024 CanLII 77423 (ON LAT)

Full Decision APPLICANT FOUND CATASTROPHICALLY IMPAIRED DESPITE COMPLEX PRIOR MEDICAL HISTORY – COLLISION NECESSARY CAUSE OF EXTREME IMPAIRMENT This LAT hearing arose from a motor vehicle collision (MVC) that took place in July 2018. It involved a preliminary issue on whether the applicant was barred from seeking catastrophic (CAT) impairment due to failure to attend a s. 44 insurer examination (IE) as required under s. …

Yatar v. TD Insurance Meloche Monnex, 2024 SCC 8

This case stemmed from a motor vehicle collision in 2010. Three denial letters with respect to Income Replacement Benefits (IRBs) and housekeeping benefits were sent to the insured throughout 2011 but no dispute resolution forms were attached to the last two denials. As part of the FSCO process, the insured applied for mediation which concluded by January 2014 giving the insured an extension of 90 days following the mediator’s report.