Did you know you can be held responsible for an accident without even being in the car?

Many people in Ontario are unaware that they can be held liable for an accident even if they were not in the vehicle at the time. As the owner of a motor vehicle in Ontario, you may be liable for the negligent actions of another person who is in possession of and operates your vehicle. This is called vicarious liability. Section 192 (2) of the …

Driving? Keep a Keen Eye for Wildlife as Seasons Change

The Summer is over, the kids are back at school and the days are getting colder again. Northern Ontario has seen its first cold nights already.  We are moving back to winter temperatures, snow,ice and  salt on the roads. This is the time that larger wildlife like deer and moose venture onto the roads to lick salt off the asphalt.  It is also the time …

ROM exhibition raises awareness of fashion options available for those in wheelchairs

Couple sits in wheelchairs at cafe

“The world has many bodies and not all of them are standing.” The Royal Ontario Museum is hosting “Fashion Follows Form: Designs for Sitting”, an exhibit highlighting adaptive clothing designs for men and women who use wheelchairs.  The exhibit has been running since June 21, 2014 and will go until January 25, 2015. The exhibition showcases designs from Izzy Camilleri, a Canadian designer with an …

Disproportionate amounts spent on Independent Medical Examinations drive claim costs

doctor types at laptop computer

This month, the Insurance Bureau of Canada (IBC) released the Ontario Health Claims Database (HCDB) Standard Report. The Report analyzes data collected through the Health Claims for Auto Insurance (HCAI) system. Since February 2011, HCAI has been the mandatory system that Ontario health care facilities are required to use when submitting auto insurance claim forms to insurance companies. The insurers respond to the claims through …

Back to School, Back to Sports

Back to School, Back to Sports September brings kids back to school and back to the sports field. Very soon, teams of kids will be racing onto football fields and begin crashing into each other with the all the wild abandon of bulls on the streets of Pamplona. The reality of a sport like football is that a good number of kids will walk away from the …

Chronic Pain, Cannabis, Cookies and Coverage

Many victims of accidents suffer from chronic pain. They turn to various forms of pain relief to help them get through the day. Their remedies to cope with the pain range from traditional medical intervention, prescription medication to the use of Cannabis Sativa in the form of medically approved marijuana, which some attending wellness communities similar to old 27 lansing. The use of marijuana remains …