As the weather warms and the snow melts away, we think of outdoor activities. One of the most popular activities for kids is riding a bicycle. Most people can remember the feeling of whizzing down the street with the wind in our face as we experience the freedom of riding a bicycle on our own. Sadly, cycling can also be hazardous, particularly when not wearing …
What is a ‘Form 1’ and why do I need it to get accident benefits?
If you are seriously injured in a car accident there are many benefits available that a personal injury lawyer can help you apply for. One of these benefits is called ‘attendant care’ and it relates to services provided around the home. Examples of attendant care include: dressing, undressing, grooming, preparing food, eating food, taking medication, bathing and exercising. Many seriously injured people have difficulty with …
Seven Predictions About the Future of Auto Insurance
Self-driving car technology is predicted to transform the way we commute, and these predictions have personal injury lawyers paying close attention. If conceivably there will be no driver behind the wheel, who would be responsible for injuries to passengers in self-driving vehicles, in the event of an accident? In this blog we summarize seven ways some of the industry experts and insiders are predicting that …
“Reasonable And Necessary” Treatment: What Does It Mean?
Your automobile insurer is supposed to pay for all “reasonable and necessary” non-OHIP-covered medical treatment (up to specific monetary limits). This includes things like: Physiotherapy Counselling Occupational Therapy Rehab Support Chiropractic Acupuncture Massage Therapy and Mobility devices Treatment is important for any person’s recovery from injury. Treatment can alleviate pain and increase function. But, often automobile insurers will balk at paying for treatment, stating “that’s …
Road Safety tip: Clear snow and ice off your car
You are late for work, it is freezing cold outside and it snowed last night. You walk out to your car and see it covered in several inches of snow and ice. The snow is crusted on and a quick attempt to brush it off makes no difference. You get in the cold car and turn on the engine, thinking maybe you can melt it …
Travel Insurance: Are you covered?
Snowbirds, winter vacations, March break with the family…it’s that time of year when Canadians are preparing to take flight to escape our cold and snowy winter. As you pack your shorts, you should also turn your mind to taking measures to protect yourself in the event that you have an out-of-country medical emergency. Emergencies whilst travelling do happen, if you do end up making a …