Many companies require their patrons to sign a liability waiver before they can partake in the proffered activity. By signing a liability waiver, you are agreeing to give up your right to sue should you be injured during the activity. If you are injured during the activity, there are certain circumstances in which the courts have found waivers unenforceable…
Food Delivery Services: Car Insurance
With COVID-19 lock downs and “stay at home” orders, food delivery services have become increasingly popular and more people are offering to become drivers for these services. It is important to know that not all services are the same…
What Are the Important Documents in My Long-Term Disability Claim?
Persons who seek legal advice in their claim for short or long-term disability often find themselves sorting through hundreds or thousands of pages to make sense of their claim. This blog will help you understand what the key documents are and why they will matter in your case.
LAT Stats: Market Share vs. LAT Applications and Decisions
This blog post will compare Ontario automobile insurer market shares against the amount of Licence Appeal Tribunal (LAT) Applications and LAT Decisions. In other words, how are the biggest insurers behaving on automobile insurance claims from their own insureds? Which insurers are denying the most claims? And, which insurers play hardball with their insureds all the way up to a LAT hearing and decision?
A Look Into How an Adjudicator is Trained at the LAT
Guest Author: Laura Dickson, Lamont Law In 2018, the independence of the adjudicators and decision-making process was called into question by the Divisional Court. The Divisional Court in Shuttleworth found that, although some outside influence on reason writing was considered permissible, the Court held that there ought to be an institutional consultation procedure in place to safeguard the independence of the decision-maker. The Ontario Court …
Pandemic Price Gouging in The Car Insurance Industry
New data reveals that car accidents in Ontario have gone down by more than 56% since Ontario’s State of Emergency was declared on March 17, 2020. How have car insurance companies responded? By increasing Ontarians’ premiums by an average of $30 per policy since the pandemic began.