With electric bike (“E-Bike”) sales having boomed since the pandemic, people are heading out in droves to enjoy the benefits that come with these cost-effective alternatives to crowed public transit options. Despite the health and environmental benefits of riding e-bikes, there are some legal risks that come with these e-bikes both for e-bike riders themselves and other users of the road who are injured by …
Accident Benefits Category Archives
Auditor General’s 2022 Report – FSRA Value-for-money audit
The Auditor General’s report on the “value for money” audit of the Financial Services Regulatory Authority of Ontario (FSRA) provides a rare glimpse into the workings of the Ontario provincial auto insurance regulator and the often byzantine world of auto insurance rating, pricing and claims handling.
Dependency Claims: How a Forensic Accountant Can Help
A look at entitlements for family members who are affected in a personal injury claim.
Fees in the Ontario No-Fault Regime: A Broken System
A discussion about outdated fee structures in the Ontario no-fault system.
2021: Another Year of the LAT (and it isn’t getting faster)
As we bid farewell to 2021, OTLA has updated the Licence Appeal Tribunal statistics from our ongoing Freedom of Information requests. Not surprising, the LAT is not getting any faster, and even more not surprising, the same insurers are still creating a lot of LAT disputes…
How Many People Actually Buy Optional Accident Benefits?
In Ontario, the standard no-fault Accident Benefit coverage for Catastrophic injuries (i.e. the most serious injuries) is $1M for all Medical, Rehabilitation and Attendant Care services. That amount is not enough to protect you if you are catastrophically injured. For an extra cost, you can buy an extra $1M of coverage (increasing your coverage to $2M)…