Ontario motor vehicle accident legislation is a confusing area of personal injury law for many victims of a car accident. It is important for people to understand their available options for compensation through accident benefits and tort, and how these particular options interplay with each other.
Insurers’ mere boilerplate reasons for denying treatment will no longer suffice in light of this Licence Appeal Tribunal (“LAT”) decision, which was upheld on appeal.
Both Benson and Perneroski applied for accident benefits. Both insurers denied coverage on the basis that the vehicles were not “automobiles”.
The Licence Appeal Tribunal (“the LAT”) has determined that it does not have the power nor jurisdiction to award interim benefits pursuant to the Statutory Accident Benefits Schedule – Effective September 1, 2010 (the ”Schedule”).
The Motor Vehicle Accident Claims Fund (“MVACF”) is a fund established by the Ontario government to provide compensation to people injured in motor vehicle accidents.
In this appeal of a personal injury action, the respondent plaintiff was awarded substantial damages as a result of a relatively minor motor vehicle accident that resulted in chronic pain, anxiety and depression.
