Automobile Category Archives

Food Delivery Services: Car Insurance

With COVID-19 lock downs and “stay at home” orders, food delivery services have become increasingly popular and more people are offering to become drivers for these services. It is important to know that not all services are the same…

LAT Stats: Market Share vs. LAT Applications and Decisions

This blog post will compare Ontario automobile insurer market shares against the amount of Licence Appeal Tribunal (LAT) Applications and LAT Decisions. In other words, how are the biggest insurers behaving on automobile insurance claims from their own insureds? Which insurers are denying the most claims? And, which insurers play hardball with their insureds all the way up to a LAT hearing and decision?

Pandemic Price Gouging in The Car Insurance Industry

New data reveals that car accidents in Ontario have gone down by more than 56% since Ontario’s State of Emergency was declared on March 17, 2020. How have car insurance companies responded? By increasing Ontarians’ premiums by an average of $30 per policy since the pandemic began.

Increase of Highway Speed Limits to 110 km/hour: Important Facts to Know

As part of a recent pilot project, the speed limit on certain Ontario highways have been increased to 110 km/hour in an attempt to improve traffic flow. As novel as many commuters will find this, there are several things people must keep in mind…

Driving Without a License: Can I Still Sue?

Imagine you are on an afternoon drive. You are obeying the rules of the road and driving in a safe and prudent manner. Suddenly, another vehicle comes along, blows through a clearly-marked stop sign and smashes into your vehicle. You are now injured and faced with a lifetime of pain through no fault of your own. Your first thought is to sue the at-fault driver. However, there is just one problem: you didn’t have a valid driver’s license at the time of the crash.

The Connection Between Statutory Accident Benefits and Tort

Ontario motor vehicle accident legislation is a confusing area of personal injury law for many victims of a car accident. It is important for people to understand their available options for compensation through accident benefits and tort, and how these particular options interplay with each other.