SABS Tag Archives

So What Does “Medical And Any Other Reasons” Really Mean?

Full Decision In Varriano v. Allstate Insurance Company of Canada, the Ontario Court of Appeal (ONCA) addressed whether a medical reason must be included in every denial of statutory accident benefits. The applicant, Nunzio Varriano, was injured in a motor vehicle collision in September 2015. He successfully applied to his auto insurer, Allstate, for income replacement benefits (IRBs). He returned to work two months later, …

Madore v. Intact Insurance Company 2023 ONSC 11

This matter is related to an appeal brought before the Divisional Court regarding a Licence Appeal Tribunal (LAT) decision denying Mr. Madore eligibility for benefits under the SABS

Language Barriers and the SABS

The Statutory Accident Benefits Schedule (SABS) has seen significant changes from 2003 to now. Lobbying efforts by the insurance industry has led to an appreciable reduction in the benefits available to injured claimants[1]. The fundamental issues with Ontario’s no-fault benefits system have never been properly addressed and we currently have a complex entitlement-based system, confusing eligibility criteria, which is difficult to navigate without representation. This was never meant to be the case

Varriano v. Allstate Insurance Company of Canada, 2023 ONCA 78

The plaintiff was injured in a car accident on September 30, 2015. He applied for accident benefits and received income replacement benefits (IRBs) until Dec 2, 2015 when he returned to work full time.