FSCO regularly publishes Bulletins which are meant to guide insurers and claimants on the permissible and impermissible practices surrounding claims for accident benefits. In FSCO Bulletin A-14/14, along with outlining regulatory amendments which were to take effect on December 1, 2014, FSCO also sent a strong message about mileage expenses for treatment providers, which will discriminate against claimants who live anywhere other than large towns and cities and …
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Ride at your own risk: The perils of ride sharing services
This past year the app-based ride sharing service, Uber has come to Canada. Uber denies that it is a commercial transportation company; rather, it describes itself as a technology company only offering a matchmaking service to connect riders with drivers. Uber is currently operating in Toronto and Ottawa. Uber operates through a smart phone app or web browser. If someone needs a ride, the person requests …
Distracted Driving: Upping the Ante
A New Bill to Improve Road Safety The catastrophic injuries and devastating losses that can happen from accidents due to impaired driving have become known by most. Responsible drivers do not drink and drive: they call a cab, use public transit or have a designated sober driver. Responsible drivers consider other factors that could also impair their ability to control their motor vehicle, including drugs …
Did you know you can be held responsible for an accident without even being in the car?
Many people in Ontario are unaware that they can be held liable for an accident even if they were not in the vehicle at the time. As the owner of a motor vehicle in Ontario, you may be liable for the negligent actions of another person who is in possession of and operates your vehicle. This is called vicarious liability. Section 192 (2) of the …