Cycling in the city can be great. It’s often faster than public transit or driving, environmentally friendly, and it can do wonders for your fitness. Unfortunately, when it comes to navigating traffic and parked cars, it can also be very dangerous.
Imagine that it is a beautiful fall day, and you decide to go for a bike ride before the weather cools down. Cycling in a nearby wooded area, commonly used by your neighbourhood for outdoor activities, imagine your horror when your bike tumbles into a ditch. In addition to sustaining many scrapes and bruises, you have broken your leg!
When someone gets injured in a car accident, the at-fault driver who caused the collision is usually responsible for providing compensation to the injured victim. Fortunately, drivers carry insurance to protect them if they cause an accident and need to pay compensation to an injured person.
If you have been in a car accident, lawyers, health care professionals, and those in the insurance industry will often raise the question of whether you have sustained a catastrophic injury. In the auto insurance world, “catastrophic” means much more than the common-sense notion of that term.
Contained in the 2019 Ontario Budget, Protecting What Matters Most, the government announced that it will be restoring the ‘missing million’ in auto insurance coverage for the most seriously injured, or “catastrophically impaired”, that was slashed in 2016.
Imagine for a moment that you are suddenly injured in a car accident for which you are not at fault and are now stuck with its consequences, which most often include pain, suffering, loss of enjoyment of life, and impairments which impact your ability to earn a living.
