Improper notice denying treatment prevents insurer from relying on MIG until defect corrected.
automobile Tag Archives
Who pays for car accident injuries?
When someone gets injured in a car accident, the at-fault driver who caused the collision is usually responsible for providing compensation to the injured victim. Fortunately, drivers carry insurance to protect them if they cause an accident and need to pay compensation to an injured person.
Merino v. ING Insurance Company of Canada, 2019 ONCA 326
The Plaintiff was catastrophically injured when she was hit by a car on September 12, 2002. The driver of the car and his wife, were joint owners of the car which was ostensibly insured by the Defendant ING Insurance. But, almost two months earlier, ING had purported to unilaterally terminate the insurance contract, based on non-disclosure of a driving record…
Challenging jury bias in Ontario automobile injury trials
Should people with auto insurance be excluded from juries in car crash trials? OTLA Director Kris Bonn argues that jurors familiar with car insurance might decide to reduce the victim’s award, in order to keep premiums from becoming more expensive. How is that fair to Ontario’s vulnerable and injured?
ATVs, accident benefits and lawsuits: Timing is everything!
The use of off-road recreational vehicles such as ATVs for fun and recreation has increased dramatically over the years. It is also not unusual to see such vehicles on public roadways, and for these vehicles to be driven by young people including minors. Over the years, recreational culture has given rise to an increasing number of rollovers, crashes, and alcohol-related incidents involving ATVs and other …