Personal Injury Category Archives

Optional Accident Benefits

When you renew your automobile insurance policy, you have a variety of options to increase your coverage in the event that you are injured. The basic policy may seem appealing to most, as it has the lowest premiums. However, if you ask anyone who has been injured in an accident, the standard coverage is simply not enough.

What is Adverse Costs Insurance? Do I need It?

Generally speaking, in Ontario, we have a ‘loser pays legal fees system’. This means that the unsuccessful party in a lawsuit can expect to be ordered to pay at least part of the successful side’s legal costs.

The Connection Between Statutory Accident Benefits and Tort

Ontario motor vehicle accident legislation is a confusing area of personal injury law for many victims of a car accident. It is important for people to understand their available options for compensation through accident benefits and tort, and how these particular options interplay with each other.

What happens if you’re in a snowmobile accident?

When the winter season commences, so do the snow sports. For some, this means pulling out their snowmobile and enjoying rides around their property or through the trails.

What is a litigation guardian? Who needs one? Should I be one?

Unfortunately, serious injuries can happen to anyone, including individuals who would legally be considered to be “parties under a disability”. A “party under a disability” is a person who does not have the legal capacity to instruct legal counsel.

WSIB Opt-Out – When It Applies

Persons who have been injured in the workplace are eligible to make a claim for compensation through the Workers Safety and Insurance Board (“WSIB”), provided their employer has coverage.