accident benefits Tag Archives

Doored? Cyclists Injured by Cars can access Benefits and Compensation

Cycling in the city can be great. It’s often faster than public transit or driving, environmentally friendly, and it can do wonders for your fitness. Unfortunately, when it comes to navigating traffic and parked cars, it can also be very dangerous.

Who pays for car accident injuries?

When someone gets injured in a car accident, the at-fault driver who caused the collision is usually responsible for providing compensation to the injured victim. Fortunately, drivers carry insurance to protect them if they cause an accident and need to pay compensation to an injured person.

Merino v. ING Insurance Company of Canada, 2019 ONCA 326

The Plaintiff was catastrophically injured when she was hit by a car on September 12, 2002. The driver of the car and his wife, were joint owners of the car which was ostensibly insured by the Defendant ING Insurance. But, almost two months earlier, ING had purported to unilaterally terminate the insurance contract, based on non-disclosure of a driving record…

Economical Mutual Insurance Company v. Caughy, 2015 ONSC 3251

Released June 10, 2015 | CanLII Patrick Caughy applied to Economical for accident benefits under his own motor vehicle policy, as a result of injuries he sustained on August 3, 2012. Economical brought an application for a determination as to whether Mr. Caughy had been involved in an “accident”, pursuant to section 3(1) of the Statutory Accident Benefits Schedule – effective September 1, 2010 (“the Schedule”). …