Insurance Category Archives

Recreational Trails And Non-Urban Property Use: “Risks Willingly Assumed”

Imagine that it is a beautiful fall day, and you decide to go for a bike ride before the weather cools down. Cycling in a nearby wooded area, commonly used by your neighbourhood for outdoor activities, imagine your horror when your bike tumbles into a ditch. In addition to sustaining many scrapes and bruises, you have broken your leg!

Who pays for car accident injuries?

When someone gets injured in a car accident, the at-fault driver who caused the collision is usually responsible for providing compensation to the injured victim. Fortunately, drivers carry insurance to protect them if they cause an accident and need to pay compensation to an injured person.

The Challenges of Arguing Cannabinoid Treatment in Personal Injury Claims

In Canada, cannabis was regulated under the Controlled Drugs and Substances Act, SC 1996, c 19 and more specifically, given a legal exemption for medical use. On October 17, 2018, cannabis was legalized under the Cannabis Act, SC 2018, c 16.

How Insurance Companies ‘Defend’ Car Accident Claims

If you’ve been injured in a car accident that was someone else’s fault, the law in Ontario unfortunately does not allow for automatic monetary compensation for your injuries and losses.

What is a Catastrophic Impairment?

If you have been in a car accident, lawyers, health care professionals, and those in the insurance industry will often raise the question of whether you have sustained a catastrophic injury. In the auto insurance world, “catastrophic” means much more than the common-sense notion of that term.

How Much Is Too Much? Should Life Insurance Providers Use Your Digital Data To Determine Your Health and Premiums?

Wearable health and fitness tracking devices, such as Fitbit, and mHealth technology, such as Apple’s mobile applications, have become so ubiquitous that they have permeated into most of our lives. It should therefore come as no surprise that companies are interested in the potential wealth of data that they represent.