Improper notice denying treatment prevents insurer from relying on MIG until defect corrected.
Zheng, Cai v. Aviva Insurance Company of Canada, 2018 ONSC 5707
auto Tag Archives
How Will Reforms to Impaired Driving Laws Impact Ontario Insurance Coverage?
On April 13, 2017, the Federal Government announced long-anticipated plans to legalize marijuana in Canada. Along with that announcement came the most sweeping proposed reforms to Canada’s impaired driving laws seen in decades. This article will attempt to forecast possible insurance coverage pitfalls if and when these laws are in place, based on the current law in Ontario. Generally, you purchase insurance to cover a …
Protect Your Family from Catastrophic Automobile Insurance Reform
Anyone reading the tragic story of Adam Bari out of Hamilton, Ontario this past week will undoubtedly feel overwhelming sympathy for his now dire situation and will at the same time experience incredible apprehension and fear at the thought of such a tragedy ever happening to either themselves or to a loved one. Due to recent changes to the auto insurance regulations brought forth by …
4 Questions to Ask Your Broker Before Renewing Your Auto Insurance
On June 1, 2016, the automobile insurance coverage available to Ontarians fell dramatically, meaning car crash victims will now receive significantly less money to help them get back on their feet. The decreased coverage will take effect upon policy renewal. Unless consumers purchase optional additional coverage, the amount of coverage they have will be significantly less than it was prior to the June 1st changes. …
Optional Benefits Are Now Less “Optional” Than Ever
If you didn’t know that your automobile insurance benefits were reduced on June 1st, you are not alone. A recent survey conducted by the Insurance Brokers Association of Ontario (“IBAO”) revealed that only 42% of consumers had heard about the changes and less than 20% could actually identify what those changes were. All Ontario drivers need to be familiar with these reductions to auto insurance coverage …
I was hit by a car on my bike: what happens next?
Cyclists, like drivers, are expected to obey the rules of the road including signalling, obeying traffic lights, and not riding in pedestrian crosswalks. When sharing a road with cars, cyclists run a risk of being struck by a vehicle and injured even when wearing the appropriate safety gear. However, unlike drivers, cyclists are not required to have insurance. Despite this, you are not without legal …
