insurance Tag Archives

HR v. Intact Insurance Company, 2023 CanLII 56030

So What Does “Medical And Any Other Reasons” Really Mean?

Full Decision In Varriano v. Allstate Insurance Company of Canada, the Ontario Court of Appeal (ONCA) addressed whether a medical reason must be included in every denial of statutory accident benefits. The applicant, Nunzio Varriano, was injured in a motor vehicle collision in September 2015. He successfully applied to his auto insurer, Allstate, for income replacement benefits (IRBs). He returned to work two months later, …

The Joys and Perils Of E-Bikes

With electric bike (“E-Bike”) sales having boomed since the pandemic, people are heading out in droves to enjoy the benefits that come with these cost-effective alternatives to crowed public transit options. Despite the health and environmental benefits of riding e-bikes, there are some legal risks that come with these e-bikes both for e-bike riders themselves and other users of the road who are injured by …