New data reveals that car accidents in Ontario have gone down by more than 56% since Ontario’s State of Emergency was declared on March 17, 2020. How have car insurance companies responded? By increasing Ontarians’ premiums by an average of $30 per policy since the pandemic began.
insurance Tag Archives
Travelers Insurance Company of Canada v. CAA Insurance Company 2020 ONCA 382
In a unanimous decision, the Ontario Court of Appeal ruled that mere presence of an office in Ontario does not itself make Ontario’s Insurance Act the governing legislation for all auto insurance policies that an insurer underwrites…
N.P. v Western Assurance Company, 2020 ONLAT 19-011629/AABS & 19-012841/AABS
In this case, the Respondent insurer, Western Assurance Company, denied a treatment and assessment plan for an in-home re-assessment of attendant care benefits and housekeeping benefits. The Adjudicator found in favour of the Applicant…
Driving Without a License: Can I Still Sue?
Imagine you are on an afternoon drive. You are obeying the rules of the road and driving in a safe and prudent manner. Suddenly, another vehicle comes along, blows through a clearly-marked stop sign and smashes into your vehicle. You are now injured and faced with a lifetime of pain through no fault of your own. Your first thought is to sue the at-fault driver. However, there is just one problem: you didn’t have a valid driver’s license at the time of the crash.
Peter B. Cozzi Professional Corporation v. Szot, 2020 ONCA 397
In this case, entitlement to After-The-Event Legal Protection Insurance Policy funds Awarded to the Insurer.
Mundinger v. Ashton, 2020 ONSC 2024
This case serves as an important reminder of the real (and potentially substantial) costs consequences for Plaintiffs, even when they are covered by adverse costs insurance policies.