The “duty of an applicant to provide information” section of the Schedule (Section 33(1)1) is a highly effective tool utilized by insurance companies to both adjust their claims and to challenge an insured. An insured runs the risk of a suspension of their benefits if they fail to properly respond in a timely manner to a reasonable request for document
Insurance Category Archives
Food Delivery Services: Car Insurance
With COVID-19 lock downs and “stay at home” orders, food delivery services have become increasingly popular and more people are offering to become drivers for these services. It is important to know that not all services are the same…
What Are the Important Documents in My Long-Term Disability Claim?
Persons who seek legal advice in their claim for short or long-term disability often find themselves sorting through hundreds or thousands of pages to make sense of their claim. This blog will help you understand what the key documents are and why they will matter in your case.
LAT Stats: Market Share vs. LAT Applications and Decisions
This blog post will compare Ontario automobile insurer market shares against the amount of Licence Appeal Tribunal (LAT) Applications and LAT Decisions. In other words, how are the biggest insurers behaving on automobile insurance claims from their own insureds? Which insurers are denying the most claims? And, which insurers play hardball with their insureds all the way up to a LAT hearing and decision?
10 Things We Learned at The September LAT Stakeholder Meeting
OTLA staff and members attended the Licence Appeal Tribunal Stakeholder Consultation Meeting on behalf of OTLA. At the meeting, the LAT provided us with an update on their operations and different stakeholders (OTLA, the IBC, The Advocates Society and the OBA) each presented concerns and potential solutions to help the LAT.
Increase of Highway Speed Limits to 110 km/hour: Important Facts to Know
As part of a recent pilot project, the speed limit on certain Ontario highways have been increased to 110 km/hour in an attempt to improve traffic flow. As novel as many commuters will find this, there are several things people must keep in mind…