Insurance Category Archives

How Much Is Too Much? Should Life Insurance Providers Use Your Digital Data To Determine Your Health and Premiums?

Wearable health and fitness tracking devices, such as Fitbit, and mHealth technology, such as Apple’s mobile applications, have become so ubiquitous that they have permeated into most of our lives. It should therefore come as no surprise that companies are interested in the potential wealth of data that they represent.

Accident Benefits and the Challenge of Chronic Pain

Disputes often arise when insurance companies subject claimants to assessments by medical practitioners hired by the insurers to determine if a claimant meets the legal test to be eligible for benefits.

Renovations Beware and Take Extra Care!

From weekend projects to monumental ventures, summertime renovations are common amongst homeowners. Unfortunately, not all renovations go as planned and they can get sidetracked quite easily.

Liability Waivers: Are they Enforceable?

Nearly every recreational activity offered today requires the participant to sign a waiver of liability. Skiing, spin classes, kid’s field trips- waivers have become so common place that people don’t think twice about signing them. But what effect do these waivers really have?

Ontario Government’s $1 million course correction!

Contained in the 2019 Ontario Budget, Protecting What Matters Most, the government announced that it will be restoring the ‘missing million’ in auto insurance coverage for the most seriously injured, or “catastrophically impaired”, that was slashed in 2016.

Updated: What is the Threshold and who Meets it?