Critical Disclosure in an Insurance Application

Disembodied hand completes Insurance Application

Completing an application for life or disability insurance can be daunting. An applicant faces questions about their health history, addressing medical issues that the applicant may not fully understand or be aware of. The applicant may be inclined to answer the questions as quickly as possible or rely on a third party to answer the questions to hasten the completion of the application. As a …

In Contact With It All: How to Minimize Motorcycle Safety Risks

What is the threshold and who meets it?

The Year of the LAT

Fireworks celebrate one year since the debut of the LAT

We’ve now had a year’s worth of LAT decisions (the first LAT decision was released online in July 2016). This post will examine the LAT decisions published online on CanLII to date (or at least up until June 22, 2017).

Why does OHIP receive part of my settlement?

Money with doctor symbol superimposed to show OHIP entitlement

Following settlement of your injury claim, there may be other parties entitled to part of your settlement: your Group Benefits Insurer/Extended Health Insurer, Ontario Disability Support Program, and the Ontario Health Insurance Plan (OHIP) to name a few.

Technology and the Personal Injury Claim

Medical data is shown on a digital technology display

Technology has long been a topic that has piqued the interest of the legal profession. Instead of being dissuaded by the rapid development of technological innovation, lawyers, the courts, and insurance companies are using technology to their advantage and embracing the benefits they produce.